900 East 96th Street, Suite 325

Indianapolis, IN 46240

Contact Us Directly:

Office: (317) 844-6466

Toll-Free: (844) 840-3923

Fax: (317) 844-5125

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Benefit Insight Newsletter

Fall 2019 Newsletter

IRA Announces Limits for 2020

Every Fall, the coming year's Cost-of-Living Adjustments (COLAs) are released by the Internal Revenue Service. The benefit increases counteract the effects of inflation and keep up with the "cost of living." See the limits for 2020. 

Safe Harbor 401(k) Plan Design

Safe Harbor 401(k) Plans can eliminate a host of testing issues for traditional 401(k) Plans. If HCE contributions in your plan have resulted in corrective distributions in the past, you may consider a Safe Harbor plan in 2020. The deadline is quickly approaching, so be sure to contact us before December 1st to make 2020 plan changes. 

Upcoming Compliance Deadlines

The December and January deadlines for 12/31 calendar year plans. 

The Final Rule on Hardship Distributions

The IRS published the final rule regarding participant hardship distributions from defined contribution plans. Hardships get a little easier with expanded qualification rules and streamlined review process.

Click Benefit Insight Newsletter Fall 2019 to read more!

Spring 2019 Newsletter

Automatic Enrollment is on the Rise

With the future of Social Security in question, it is becoming ever increasingly important for workers to self-prepare for post-retirement living. Studies show that approximately one out of every three eligible workers...

Protect Your 401(k)

Though some employers may not think so, the truth is that in today’s world 401(k) Plans are subject to fraudulent activity, and that the often-overlooked retirement plan can be the perfect place for it to occur. For example, in late 2017, several news outlets reported...  

Click Benefit Insight Newsletter Spring 2019 to read more!

  • Hardships Get a Little Easier?

  • Helping Hands

  • Cost of Living Adjustments

  • 'Tis the Season

  • Port in the Storm

Click Benefit Insight Newsletter Fall 2018 to read more!

Fall 2018 Newsletter

Summer 2018 Newsletter

  • Retirement Income Gap?

  • Helpful Hints for Plan Sponsors

Click Benefit Insight Newsletter Summer 2018 to read more!

Spring 2018 Newsletter

  • Who is an Employee?

  • HSA vs 401(k)

Click Benefit Insight Newsletter Spring 2018  to read more!

Summer 2019 Newsletter

Bucket List: Retirement
The economy continues at its strong pace, keeping unemployment rates at its lowest rate in nearly 50 years. While this is usually good news, employee financial vulnerability is clouding this sunny forecast. The repercussions are impacting their ability to save for retirement. 


Complying with Safe Harbor Deadlines
All 401(k) plan contributions have deposit deadlines, and it’s up to 401(k) fiduciaries to meet them. Yet, many are unclear about the deadlines applicable to their 401(k) plan. That confusion can lead to late contributions.

 

Upcoming Compliance Deadlines
The September and October deadlines for 12/31 calendar year plans. 

 

It's All In The Design...
For many new Plan Sponsors, and even those well-seasoned at running a company retirement plan, understanding plan design can be daunting. Industry terminology, IRS code sections, and complicated illustrations can make understanding difficult. 

Click Benefit Insight Newsletter Summer 2019 to read more!

Winter 2019 Newsletter

  • It's Testing Season!

  • Know Your Options

  • The 401(k) Turns 40

Click Benefit Insight Newsletter Winter 2019 to read more!

Winter 2020 Newsletter

SECURE Act

The Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into Law on December 20, 2019. The SECURE Act represents some of the most significant changes to retirement plan law since the passage of the Pension Protection Act of 2006, over thirteen years ago. The provisions of the Act are broad ranging and span many different effective dates.

Upcoming Compliance Deadlines

Click Benefit Insight Newsletter Winter 2020 to read more!